The Center on Health Insurance Reforms

Center on Health Insurance Reforms (CHIR) - Georgetown University

Center on Health Insurance Reforms (CHIR)

Advancing evidence-based policy solutions that improve the U.S. health system so everyone can get the coverage and care they need at a price they can afford.

A nationally recognized research center at Georgetown University's McCourt School of Public Policy dedicated to improving health insurance and health care access across the country.

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"Through real-world research, policy analysis, and practical advice, we guide state and federal policymakers in advancing evidence-based solutions that increase affordability and improve access to care."

— CHIR Mission Statement
1

The Health Insurance Challenge

The U.S. health system faces significant barriers to ensuring everyone can access affordable coverage and care:

27M+ Americans remain uninsured
43% of adults report difficulty affording health care costs
$100B+ in medical debt affects U.S. households

Even with insurance, many people struggle to find available providers, navigate complex systems, afford services, or feel comfortable seeking care. The gap between having coverage and getting care remains a critical policy challenge.

Complex federal and state rules often determine how health insurance works—or too often doesn't work—for consumers and patients. CHIR works to untangle these regulations and advance solutions that make the system work better for everyone.

2

How CHIR Creates Change

CHIR brings real-world research, timely policy analysis, and practical advice to state and federal policymakers who are working to improve health insurance for everyone.

Our distinctive approach combines:

🔬 Evidence-Based Research

Rigorous analysis of policy solutions backed by data and real-world outcomes

🏛️ Policy Expertise

Technical assistance to federal and state officials navigating complex regulations

👥 Consumer Focus

Centering patient and consumer experiences in all our written products and events

📢 Public Education

CHIRblog and resources help untangle the arcane world of insurance regulation

What makes CHIR different:

  • Team of nationally recognized experts on private health insurance and health reform
  • Balanced, nonpartisan approach to policy analysis and recommendations
  • Direct technical support to government officials and stakeholder organizations
  • Frequent testimony before U.S. Congress and media appearances on emerging issues
  • Dozens of published papers on health insurance and health care market regulation
3

Key Research Areas

💰

Costs and Competition

Policy solutions to restrain health care cost growth and improve affordability

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🛡️

Health Insurance Coverage

Studying federal and state rules that determine how coverage works for consumers

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🏥

From Coverage to Care

Identifying barriers between people and the health care services they need

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💳

Medical Debt

Protecting patients from medical debt and its negative downstream consequences

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👴

Medicare Policy Initiative

Improving Medicare coverage, reducing costs, and providing meaningful choices

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📋

ACA and Marketplaces

Tracking Affordable Care Act implementation and marketplace policy changes

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Current Priority Issues:

  • Premium Tax Credits: Analyzing impacts of federal subsidy policies on marketplace affordability
  • Health Care Corporatization: Examining how consolidation and private equity affect costs and access
  • Surprise Medical Bills: Providing technical assistance on consumer protection implementation
  • State Innovation: Supporting states in designing programs to improve coverage and affordability
  • Diabetes Coverage: Researching insulin access and affordability across insurance types
4

Resources and Impact

50+ states and territories supported with technical assistance
300+ FAQs in Navigator Resource Guide
100+ publications on health insurance policy
15+ years tracking ACA implementation

Key Resources:

  • CHIRblog: Regular analysis of federal and state health policy developments affecting real people and families
  • Navigator Resource Guide: Practical, hands-on resource for communicating with consumers about the ACA
  • State Technical Assistance: Strategic expertise for officials and consumer organizations on changing regulations
  • Policy Publications: Issue briefs, white papers, and fact sheets for policymakers and stakeholders
  • Congressional Testimony: Expert input on emerging health care issues and legislative proposals

Major Funders and Partners:

  • Robert Wood Johnson Foundation
  • Arnold Ventures
  • The Commonwealth Fund
  • The Leona M. and Harry B. Helmsley Charitable Trust
  • State Health and Value Strategies (Princeton University)
  • American Diabetes Association
  • Community Catalyst
5

About the Organization

🏛️ Affiliation

Georgetown University McCourt School of Public Policy

📍 Location

Washington, D.C.

🎓 School Ranking

#10 Public Policy Analysis (U.S. News)

🌐 Website

chir.georgetown.edu

Leadership:

  • Sabrina Corlette, J.D. — Research Professor, Founder and Co-Director
  • Kevin Lucia, J.D., M.H.P. — Research Professor and Co-Director
  • JoAnn Volk, M.A. — Research Professor
  • Justin Giovannelli, J.D., M.P.P. — Associate Research Professor
  • Carrie Graham, Ph.D. — Director, Medicare Policy Initiative

Research Faculty:

  • Maanasa Kona, J.D., LL.M. — Associate Research Professor
  • Christine Monahan, J.D. — Assistant Research Professor
  • Stacey Pogue, MPAff — Senior Research Fellow
  • Linda Blumberg, Ph.D. — Research Professor
  • Karen Davenport — Research Fellow

Areas of Expertise:

  • Private health insurance regulation (state and federal)
  • Affordable Care Act implementation and marketplaces
  • Medicare and Medicare Advantage policy
  • Health care cost containment and transparency
  • Consumer protection and patient rights
  • Medical debt and financial security

Visit CHIR → Read CHIRblog →

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